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Your Trusted Health Insurance Partner in Oklahoma
Blue Cross & Blue Shield Of Oklahoma has been a trusted leader in health insurance for over 85 years, dedicated to improving the health and well-being of Oklahomans. As the state's only statewide, customer-owned health insurer, we serve more than 850,000 members across all 77 counties. Our commitment to affordability, comprehensive coverage, and community engagement has made us a cornerstone of Oklahoma's healthcare landscape. We specialize in individual, family, employer, and Medicare plans, ensuring accessible care through one of the nation's largest networks of providers.Our focus on innovation, cybersecurity, and member-centric services reflects our deep understanding of evolving healthcare needs. By combining local expertise with national resources, we empower members to achieve healthier lives while maintaining transparency and ethical standards. Our decades of experience, coupled with a forward-looking approach, position us as a reliable partner for Oklahomans seeking quality, affordable health coverage.
Services
Medicare Advantage Plans
Medicare Supplement Insurance
Individual and Family Plans
Employer Group Plans
Prescription Drug Coverage
Dental Insurance
Vision Insurance
Telehealth Services
Student Health Plans
International Travel Insurance
Highlights and features
- We have over 85 years of experience providing health insurance in Oklahoma.
- We offer access to one of the nation's largest networks of healthcare providers.
- We are Oklahoma's only statewide, customer-owned health insurer.
- We provide 24/7 customer support for Medicare and other plan members.
- We combine local community focus with national healthcare resources.
Services
Medicare Advantage Plans
Our Medicare Advantage plans combine Part A and Part B coverage with additional benefits like prescription drug coverage, dental, vision, and wellness programs. These plans offer coordinated care through a nationwide network of providers while helping manage costs. Members benefit from features like preloaded flexible spending cards and reduced Part B premiums.
Medicare Supplement Insurance
These plans help cover out-of-pocket costs from Original Medicare, including copays, coinsurance, and deductibles. They work alongside Parts A and B to provide financial predictability while maintaining access to any Medicare-approved provider nationwide. Coverage options vary by plan type to suit individual needs.
Individual and Family Plans
We offer ACA-compliant health plans for individuals and families with options across bronze, silver, and gold tiers. Plans include essential health benefits, preventive care coverage, and access to our extensive provider network. Financial assistance may be available through premium tax credits for eligible applicants.
Employer Group Plans
Our employer-sponsored solutions provide comprehensive coverage for businesses of all sizes. Plans include medical, dental, vision, and supplemental benefits with customizable options to meet diverse workforce needs. Employers receive dedicated support for plan administration and employee education.
Prescription Drug Plans
Stand-alone Part D plans and integrated pharmacy benefits help reduce medication costs. Our tiered formularies feature lower copays for common maintenance drugs with access to thousands of retail pharmacies and home delivery services nationwide.
Questions
What Medicare plans do you offer?
We offer Medicare Advantage, Medicare Supplement, and standalone Part D prescription drug plans tailored to meet different healthcare needs and budgets.
Can I keep my current doctor with your plans?
Our plans provide access to extensive networks of providers, and many plans allow out-of-network care with higher cost-sharing.
How do I check if a medication is covered?
Use our online Rx estimator tool to verify prescription coverage and compare plan-specific formularies.
Do you offer telehealth services?
Yes, most plans include telehealth options for medical, behavioral health, and dental consultations.
What support is available for new members?
New members receive welcome kits, personalized plan guides, and dedicated customer service assistance during enrollment.
How can I find in-network providers?
Use our online provider directory or contact customer service to search for doctors, hospitals, and specialists in your area.
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Reviews (7)
Becky Levan
Jun 11, 2022
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Cant even get ahold of anyone on the phone in the Credit Union. Guess I have to drive there to get help.
Casey Haggard
May 05, 2022
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I wish I could give this no stars. BCBS is the absolute worst to work with. First, not being able to speak to a real person is just terrible. I'm sure it's so they can save more money on not paying claims. Second, they constantly disconnect you. Step it up BCBS! Be like United, Aetna and Cigna. They are actually helpful and a pleasure to deal with.
Jay House
Apr 21, 2022
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I had a non-work related back injury that required 36 visits to a chiropractor. BlueCross only covered a handful of visits and stuck me with several thousands of dollars in bills. The chiropractor was very upfront about this even before the first session. I tried to talk to my HR, but was just referred to a BlueCross representative that was actually on site. I was told by them they could do nothing. Afterwards, I had several phone calls with BlueCross.
I was trying to see if maybe they could extend my mere 12 chiropractor visits a year with the 24 physical therapy I had. Or if there was any kind of options to extend the 12. Regardless, no one would do anything for me. This was months ago. Towards the last quarter of last year, a BlueCross representative had me call them to ask me a few questions. At first, I thought they actually reviewed the situation and were going to do the right thing. But as it turns out, they were actually trying to find out if I had any plans of hiring an attorney. They were concerned that I was suing. Really puts into perspective where their priority lies.
I was trying to see if maybe they could extend my mere 12 chiropractor visits a year with the 24 physical therapy I had. Or if there was any kind of options to extend the 12. Regardless, no one would do anything for me. This was months ago. Towards the last quarter of last year, a BlueCross representative had me call them to ask me a few questions. At first, I thought they actually reviewed the situation and were going to do the right thing. But as it turns out, they were actually trying to find out if I had any plans of hiring an attorney. They were concerned that I was suing. Really puts into perspective where their priority lies.
Tiffany Jackson
Jan 04, 2022
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Critical: Professionalism, Quality, Responsiveness, Value If I could rate less than 1 star I would. They never answer questions, they hang up as soon as you're transferred, and literally go out of the way to be in helpful. Way more expensive than other plans and they literally had us pay for everything out of pocket. I will never recommend this product and I will never use this again.
Missy L.
Dec 08, 2021
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BCBSOK maintains members because of the broad network or doctors. Then they don't care about the members that pay the premiums, they have a system of transferring customers around until you've wasted so much or used us your lunch break. I've had to choose which days I could take my meds and what I can eat based on if they want to cover my medications. When they want money from you, it's due a week ago.
When you need something from them, they need 60 days and their mailed notifications take over a week to arrive, often leaving you 7-10 business days to respond. Don't use them if you do not have a job that allows you to make 2 hour phone calls without interruption so you want may speak to 6 people to *possibly* have your issue resolved. Do yourself a favor and go with another company, or just go lie in a ditch and you'll still be better off.
When you need something from them, they need 60 days and their mailed notifications take over a week to arrive, often leaving you 7-10 business days to respond. Don't use them if you do not have a job that allows you to make 2 hour phone calls without interruption so you want may speak to 6 people to *possibly* have your issue resolved. Do yourself a favor and go with another company, or just go lie in a ditch and you'll still be better off.
Dr. Rebekah Nunn
Jun 18, 2021
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Critical: Quality Nightmare trying to reach/ speak with anyone for help. If they are too big or busy to help their existing clients they should not be accepting any new ones. They need to do a better job at supporting their current clients and providers.
Brandi Griffin
Mar 24, 2021
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BCBS needs to reach a contract agreement with saint francis. We are sick and tired of this happening and then worrying about medical treatment. A lot of us have all of our drs and specialist in the st.francis network and cant just find a new dr without a long wait. Its a good thing my psychiatrist told me that there is a waiver for those as established patients. Not reaching an agreement and having people panic over their health is unnecessary and down right cruel and as a for profit company, you should be ashamed. Its all about money to bcbs. Yall could care less about your customers.
